Geneva Homes under $400,000

Geneva Homes under $400,000

Welcome to Geneva, Florida—a hidden gem nestled in the heart of Seminole County. Known for its picturesque landscapes and serene atmosphere, Geneva offers a unique blend of rural charm and modern convenience. With its lush greenery, scenic lakes, and a strong sense of community, this quaint city is perfect for those seeking a peaceful retreat while still being within reach of bustling urban life.

Geneva's prime location makes it an ideal spot for families, retirees, and nature enthusiasts alike. Enjoy outdoor activities such as hiking, fishing, and horseback riding in the nearby Black Hammock Wilderness Area or take a leisurely stroll along the scenic shores of Lake Harney. The area is also rich in history, with charming local shops and eateries that reflect the town's heritage.

One of the most appealing aspects of Geneva is the affordability of its real estate market. Homes under $400,000 are not just a possibility here—they're a reality! Whether you're a first-time homebuyer or looking to downsize, Geneva offers a variety of options to suit your needs. From cozy single-family homes to spacious properties with ample land, you’ll find a range of choices that fit your budget without compromising on quality.

With its friendly atmosphere, excellent schools, and easy access to major highways, Geneva is a fantastic place to call home. Discover the charm of this lovely city today, and find your dream home among the beautiful properties available under $400,000!

Newest Geneva Homes under $400,000

1438 Lake Harney, Geneva
$374,900
2 Beds ⋅ 2 Baths ⋅ Lake Harney Ranch Estates 3rd Sec SubDv. ⋅ 32732 Zip Code
Welcome Home to Your Peaceful Retreat in Geneva, FL! Nestled on a beautiful, spacious lot, this charming 2-bedroom, 2-bathroom home offers the perfect blend of comfort, simplicity, and serene country living. With 977 sq ft of thoughtfully designed space, this home is ideal for those seeking a cozy retreat without sacrificing style or functionality. Step inside to an inviting open-concept layout that maximizes every square foot. The living, dining, and kitchen areas flow seamlessly together, creating a bright and airy atmosphere perfect for everyday living and entertaining. Natural light pours in, enhancing the home’s warm and welcoming feel. The kitchen is both stylish and practical, offering ample cabinetry and counter space for all your cooking needs. Whether you're preparing a quiet meal at home or hosting friends, this space is designed to bring everyone together. Both bedrooms are comfortably sized, including a primary suite with its own private bathroom, providing a relaxing space to unwind at the end of the day. A second full bathroom adds convenience for guests or family members. Step outside and enjoy the beauty of your expansive lot—perfect for gardening, outdoor gatherings, or simply soaking in the peaceful surroundings. With plenty of room to expand, add a workshop, or create your dream outdoor oasis, the possibilities are endless. Located in the quiet and desirable area of Geneva, you’ll enjoy the charm of rural living while still being within a short drive to shopping, dining, and nearby city conveniences. Whether you're looking for a starter home, downsizing, or investing, this property offers incredible value and lifestyle appeal. Don’t miss your chance to own this slice of tranquility in Geneva, FL—schedule your showing today!

1438 Lake Harney, Geneva
2321 Waccassa Street, Geneva
$249,000
1 Beds ⋅ 1 Baths ⋅ Osceola Bluff South 5 Acre Dev 86 Parcels SubDv. ⋅ 32732 Zip Code
5-Acre Ready-to-Build Oasis | Impact Fees Paid | Top-Rated Schools. LAND VALUE SALE - Experience the perfect blend of rural tranquility and modern convenience on this 5.02-acre buildable parcel in serene Geneva. High, dry, and cleared, this property sits in Flood Zone X and comes fully equipped with essential infrastructure: an established well, septic system, and underground power already routed to a 30/50-amp RV hookup. Zoned A5 in Seminole County, this land is a MAJOR PRICE IMPROVEMENT | OWNER FINANCING AVAILABLE | 5 ACRES READY-TO-BUILD Priced at just $249,000 for a quick cash closing (adjacent comp recently sold at $280K!), this rare 5.02-acre buildable parcel in serene Geneva offers unbeatable value. Flexible Seller Financing is also available at $280,000 with 50% down on a 12-month term. High, dry, and cleared, the property sits entirely in Flood Zone X (no flood insurance required) with essential infrastructure already in place: an established well, septic system, and underground power routed to a 30/50-amp RV hookup. VALUE-ADD: Existing non-habitable mobile home provides impact fee credits towards your new manufactured or custom build home (buyer to verify amount with Seminole County). FLEXIBLE A5 ZONING: Seminole County allows a main residence, guest house/ADU, mother-in-law suite, barn with living quarters, livestock, and agricultural structures. TOP LOCATION: Zoned for Grade-A Seminole County Schools, minutes to boat ramps on Mullet Lake and the St. Johns River, plus nearby equestrian and hiking trails in state forests. Easy commute to abundant shopping, transportation links and healthcare options. This place really has it all! MODERN CONNECTIVITY: High-speed Spectrum (1G) and Starlink ready, offering true rural privacy just a short drive from Oviedo and Sanford. Private property—viewings by appointment only. Bring your dreams, custom build plans or manufactured home and start living immediately! dream, welcoming livestock, agricultural buildings, and your choice of a custom build or a new manufactured home. Significant Value Add: The existing non-habitable mobile home allows for a simple replacement or removal, with impact fees already paid—a major head start for your construction timeline. Stay connected with high-speed Spectrum (1G) or Starlink internet while enjoying proximity to the St. Johns River boat ramps and local wilderness trails. Located within the Grade A Seminole County School District and just a short drive to the dining and shopping of Oviedo and Sanford. Come and see it! -Existing mobile home structure to be removed by buyer.

2321 Waccassa Street, Geneva
Geneva
$385,000
3 Beds ⋅ 2 Baths ⋅ Osceola Bluff South 5 Acre Dev 86 Parcels SubDv. ⋅ 32732 Zip Code
3/2 Mobile home on 5 acres. Land is a combination of wooded and cleared. Previously divided into multiple fenced areas for livestock. New roof September 2024. New AC April 2024. New Sump pump and iron-out water softener in April 2021. Perfect country living as is, or build your dream home on 5 acres.

Geneva
4085 Cypress Bend, Geneva
$375,000
4 Beds ⋅ 2 Baths ⋅ No Subdivision SubDv. ⋅ 32732 Zip Code
fully renovated 4BR/2BA concrete block home featuring fresh paint, brand new A/C new well, updated light fixtures, tile & new LVP flooring throughout. Kitchen offers solid new wood cabinetry, butcher block counters, new stainless appliances, & breakfast bar. Both bathrooms have been fully remodeled. Home includes a metal roof, covered patio, 12x28' pump shed/storage building & a 26'x20' carport. Nestled on a bluff at the end of a paved road with no river flooding history. Enjoy abundant wildlife, deer, turkey & bald eagles. Short boat ride to Lake Harney, Monroe, Jesup, Deep Creek, & Mullet Lake Park. Ideal for boating, fishing, tubing & nature lovers. Minutes to public ramps, Gators Riverside, Jolly Gator & Hammock Restaurants. Peaceful, private setting with outdoor adventure just around the corner. Oviedo, Sanford, Lake Mary Osteen, & Mims is just down the road.

4085 Cypress Bend, Geneva
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